So you wanna' become an adjuster but you don't know who to work for or where to start. There are many independent adjusting firms/vendors out there who are always hiring! Some are big, others are small. Hurricane season has had a late start this year, so many independent firms are still looking for bodies to fill the adjuster role. Hurricanes bring everyone with varying backgrounds out of the woodwork to adjust claims. This can be a great opportunity for a new adjuster to get a foot in the door! There aren't many requirements to become an insurance adjuster. You just need to have a lot of common sense, a good work ethic and be willing to travel!
The first thing you'll need to do is become listed on an adjusting firm's roster. To do this, you will most likely need to pass a brief exam (much like an online employment process for many retail stores). You will also need to become certified and licensed to adjust. Your independent firm will usually offer certification classes for you. You may also need to pass a drug test (the independent adjusting firm will usually pay for this). You also need to decide which firm you want to work for. Depending on where you want to work can play a big role in this. If you want to adjust part-time or locally only. Then you may want to consider working for a smaller adjusting firm. Smaller adjusting firms may be more flexible for you if you don't want to travel out of state to work. Keep in mind, if you decide to work for a smaller firm, it doesn't guarantee you a "work from home" position. You should always look at adjusting as a traveling profession; regardless of who you work for. To find a local independent adjusting firm, utilize a search engine! There are lots out there! For a large list of independent firms/vendors you can visit the IA Employers Now Hiring page!
If you decide to work for one of the bigger adjusting firms, (these are the firms that adjust for the bigger insurance carriers and typically produce higher deployment opportunities) then here is a list of "the big four".
Worley Catastrophe Response
Eberl Claims Service
Pilot Catastrophe Services, INC.
E.A. Renfroe Catastrophe Claims Services
The most important thing for you to do is act! If you are serious about entering this industry then you need to commit yourself to getting on a roster and receiving the necessary certifications/licenses so you can become eligible for deployment ASAP! Educate yourself before you make your decision! The biggest rookie mistake you can make is jumping in head first while biting off more than you can chew! I see it happen all of the time to new adjusters! There is a lot of opportunity and money to be made with this job! But you need to understand everything that goes into this lifestyle before you commit yourself and quit your day job... This is life changing income that can potentially change you and your family's life! I have been very blessed and I want to pay it forward! So please utilize this website to help you gain an understanding of what it takes to be a successful insurance claims professional!
Friday, August 30, 2013
Monday, August 19, 2013
Guaranteed SECRET way to get the Insurance Adjuster to pay for anything!
There isn't! Everything is handled on a claim by claim basis. It is based on an insurance adjuster's discretion and insurance carrier policy. No two claims are alike. So whenever you hear a contractor complain "You guys paid for this on another claim". That's why... Contracting and insurance adjusting are both very inconsistent industries. Keep this in mind if you are creating estimates to send to the insurance companies for supplement approval. The best way to get everything you are asking for is to ALWAYS act professional, kind, courteous and be fair. The same can be said for the insurance adjuster.
I know many contractors who will ask for a full roof replacement, non-existing drip edge/gutter apron, the homeowner's air conditioner with the dog house roof and overhead & profit (O&P) all marked up to $45,000.00 for a 20 square, 3-tab roof. These same contractors will act like stubborn 2 year olds when they don't get their way. If you are going to ask for everything under the sun, then you need to act like a professional/reasonable person.
I know many contractors who will ask for a full roof replacement, non-existing drip edge/gutter apron, the homeowner's air conditioner with the dog house roof and overhead & profit (O&P) all marked up to $45,000.00 for a 20 square, 3-tab roof. These same contractors will act like stubborn 2 year olds when they don't get their way. If you are going to ask for everything under the sun, then you need to act like a professional/reasonable person.
Sunday, August 18, 2013
Garmin nüvi 40LM 4.3-Inch Portable GPS Navigator with Lifetime Maps (US)
Every adjuster will need a good navigation system! Insurance adjusters will be traveling to very rural and sometimes isolated areas. It is important to have a navigation system that is up to date and can give the adjuster the fastest route possible. This is a priceless tool if your job requires you to constantly travel! I've had my Garmin GPS for years now! I update the map system on it before every storm deployment and I rarely get lost. The user interface on the nüvi 40LM is easy to read and easy to use. My wife uses a Tom Tom GPS; personally I can't stand the Tom Tom's user interface. The Tom Tom feels cluttered, hard on the eyes and is difficult for me to use while on the road... Take a look at the product details below to see if a Garmin GPS is for you!
nüvi 40LM delivers you safely wherever life takes you. Designed to make
navigation easy, simply enter an address and premium features including lane assist with junction view, help you make all the right turns!
Start out for your destination and leave the navigating to nüvi 40LM. This device features a 4.3” (10.92 cm) touchscreen and provides accurate, turn-by-turn directions that speak street names. It also includes FREE lifetime map updates.
nüvi 40LM's intuitive interface greets you with two simple choices: "Where To?" and "View Map." Touch the screen to easily look up addresses and services and to be guided to your destination with voice-prompted, turn-by-turn directions that speak street names. It comes preloaded with maps for
the lower 49 States. nüvi 40LM’s speed limit indicator shows you how fast you can go on most major roads. With its "Where Am I?" emergency locator, you always know your location. It also comes preloaded with more than 8 million points of interest (POIs) and offers the ability to add your own.
With FREE lifetime map¹ updates, you always have the most up-to-date maps, POIs and navigation information available at your fingertips. Map updates are available for download up to 4 times a year with no subscription or update fees and no expiration dates.
Now there’s no more guessing which lane you need to be in to make an upcoming turn. Available in select metropolitan areas, lane assist with junction view guides you to the correct lane for an approaching turn or exit, making unfamiliar intersections and exits easy to navigate. It realistically displays road signs and junctions on your route along with arrows that indicate the proper lane for navigation.
What's in the Box
Product Description
Edition: 4.3-Inch with Lifetime Maps
nüvi 40LM delivers you safely wherever life takes you. Designed to make
navigation easy, simply enter an address and premium features including lane assist with junction view, help you make all the right turns!
Start out for your destination and leave the navigating to nüvi 40LM. This device features a 4.3” (10.92 cm) touchscreen and provides accurate, turn-by-turn directions that speak street names. It also includes FREE lifetime map updates.
Get Turn-by-Turn Directions
nüvi 40LM's intuitive interface greets you with two simple choices: "Where To?" and "View Map." Touch the screen to easily look up addresses and services and to be guided to your destination with voice-prompted, turn-by-turn directions that speak street names. It comes preloaded with maps for
the lower 49 States. nüvi 40LM’s speed limit indicator shows you how fast you can go on most major roads. With its "Where Am I?" emergency locator, you always know your location. It also comes preloaded with more than 8 million points of interest (POIs) and offers the ability to add your own.
Enjoy FREE Lifetime Map Updates
With FREE lifetime map¹ updates, you always have the most up-to-date maps, POIs and navigation information available at your fingertips. Map updates are available for download up to 4 times a year with no subscription or update fees and no expiration dates.
Know the Lane Before It’s Too Late
Now there’s no more guessing which lane you need to be in to make an upcoming turn. Available in select metropolitan areas, lane assist with junction view guides you to the correct lane for an approaching turn or exit, making unfamiliar intersections and exits easy to navigate. It realistically displays road signs and junctions on your route along with arrows that indicate the proper lane for navigation.
What's in the Box
- nüvi 40LM
- City Navigator® NT data with preloaded street maps for the U.S.
- Lifetime maps¹ (indicated by "LM" after model number on the box)
- Vehicle suction cup mount²
- Vehicle power cable
- USB cable
Quick start manual
Product Information
Edition: 4.3-Inch with Lifetime Maps
Technical Details
| 5.3 ounces |
| 0.7 x 4.9 x 3.1 inches |
| 010-00990-21 |
| 1 Nonstandard Battery batteries required. (included) |
| 4.3 inches |
| Limited 1-year parts and labor |
| 2 hours |
Additional Information
| B0057ODG6Y |
| |
| #25 in Electronics (See top 100) |
| 1 pounds (View shipping rates and policies) |
| Currently, item can be shipped only within the U.S. |
| August 24, 2011 |
View Customer Reviews for this product
Wednesday, August 14, 2013
How to earn quick and easy CE Credits online
So your adjuster state licensing is getting ready to expire and you haven't gotten nearly enough of the required continuing education credits... Fear not! There is no need to worry about the $50 per credit hour penalty! You can easily acquire them in one night if you have a few hours to spare! In this article I'm going to briefly go over how to quickly and easily earn CE credits by utilizing WebCE online!
All you have to do is go to www.webce.com. From here click the Course Catalog link. Then select your resident state from the diagram. A list of license types will pop-up, choose "Adjuster". If no adjuster option is available then choose "Property & Casualty" (Adjuster and P&C are essentially the same thing anyway). The following page will show you exactly how many credit hours you will need to fulfill your insurance license obligations. You can also view your state's specific requirements in the Compliance Requirements section.
WebCE offers discount pricing when you bundle and purchase your CE courses at once. You can expect to spend roughly $40 - $60 depending on how many credit hours your resident state requires. Once you are in compliance with your resident state, most of the other states that you hold an adjuster license in will also deem you in compliance. So the good news is "You don't have to repeat this process for every state you hold an adjuster license in!" WebCE will also report your earned credits to your state for you.
You will be required to pass an exam once you have reviewed the CE course material. If your resident state requires an exam proctor then you will need an adjuster buddy to login using their licensing credentials to verify that you did not cheat on the exam... Its a pain, but this is still the quickest, easiest and least expensive way to earn your CE credits!
All you have to do is go to www.webce.com. From here click the Course Catalog link. Then select your resident state from the diagram. A list of license types will pop-up, choose "Adjuster". If no adjuster option is available then choose "Property & Casualty" (Adjuster and P&C are essentially the same thing anyway). The following page will show you exactly how many credit hours you will need to fulfill your insurance license obligations. You can also view your state's specific requirements in the Compliance Requirements section.
WebCE offers discount pricing when you bundle and purchase your CE courses at once. You can expect to spend roughly $40 - $60 depending on how many credit hours your resident state requires. Once you are in compliance with your resident state, most of the other states that you hold an adjuster license in will also deem you in compliance. So the good news is "You don't have to repeat this process for every state you hold an adjuster license in!" WebCE will also report your earned credits to your state for you.
You will be required to pass an exam once you have reviewed the CE course material. If your resident state requires an exam proctor then you will need an adjuster buddy to login using their licensing credentials to verify that you did not cheat on the exam... Its a pain, but this is still the quickest, easiest and least expensive way to earn your CE credits!
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